# Personal Injury Lawyer in El Paso > Find out what your claim is actually worth before an adjuster puts a number in front of you. Wyatt, Underwood & Grasheim handles accidents and medical malpractice in El Paso, Texas, licensed in Texas and New Mexico. One of the three partners takes the file and carries it start to finish. Call [(915) 485-9100](tel:+19154859100) for a free case review. Hablamos español. ## Who pays for what happened to me? Whoever was negligent, through their insurance. In Texas your recovery is reduced by your share of the blame and barred once that share passes half, so the adjuster's first job is moving that percentage. Medical bills, lost income and future care all count, but only if they are documented. The other side's adjuster starts building a file the day it happens. Three things shrink a claim more than anything else: a gap in treatment, a recorded statement given too early, and a release signed before anyone knows the full extent of the injury. ## What we handle Accidents and medical malpractice. Every one of these is tried in El Paso courts. ### Car and truck collisions Texas reduces your recovery by your share of the blame, and bars it entirely once your share passes half. Moving that percentage is the adjuster's first job. First move: Photograph the scene, the vehicles and the injuries. Memory fades, the file does not. ### Commercial vehicle accidents Carriers hold logs, telematics and maintenance records that are overwritten on a schedule. A preservation letter has to reach them before that schedule does. First move: Get the carrier name and DOT number off the door of the truck. ### Premises liability The question is what the owner knew and when they knew it. Sweep logs, incident reports and prior complaints are what turn a fall into a case. First move: Report it to the business in writing and ask them for a copy. ### Medical malpractice Texas requires a qualifying expert report within a short window after filing, and applies statutory caps. It is the least forgiving area of injury law on procedure. First move: Request the complete records, including imaging, not the summary. ### Wrongful death Texas limits who may bring the claim, and a separate survival claim belongs to the estate. Who files is as consequential as what happened. First move: Do not sign anything from an insurer before someone reads it. ### Insurance bad faith A carrier owes duties beyond the four corners of the policy. A denial that ignores the carrier's own investigation can become a claim of its own. First move: Ask for the denial in writing, with the policy provision cited. ## What the firm actually does with the file ## Questions people ask before they hire anyone ### How long do I have to file an injury lawsuit in Texas? Most Texas personal injury and wrongful death suits carry a two-year limitations period. Claims against a governmental unit usually require notice within six months, and a city charter can impose a shorter one. Minors and other circumstances need separate analysis. Waiting also costs evidence: video is overwritten and witnesses move. ### Can I recover if I was partly at fault? Texas proportionate responsibility generally allows recovery when you are 50 percent or less responsible, reducing damages by your share. Above 50 percent, recovery is barred. Those percentages are contested questions of fact, so an adjuster's opening position on your fault is an argument, not a finding. ## More on personal injury - [What to do in the first week after a crash in El Paso](/insights/first-week-after-a-crash-el-paso): The first week after a crash decides what proof still exists later. Medical care, the crash report, witnesses, and what not to tell an adjuster. (statutes checked 2026-09-14) - [What comparative fault means for your Texas injury claim](/insights/comparative-fault-texas-injury-claim): Texas cuts your recovery by your share of the fault and bars it once that share passes half. Here is how the percentages get decided and argued. (statutes checked 2026-09-14) - [How long you have to file an injury claim in Texas](/insights/how-long-to-file-injury-claim-texas): Texas generally gives you two years to sue for a personal injury. A claim against a city or state agency comes due far sooner. How to find your own date. (statutes checked 2026-09-14) All of them: [Insights](/insights) ## Talk to a partner The case review is free, the call comes from a partner, and you get a straight answer either way. Even if the answer is that you do not need us. Call [(915) 485-9100](tel:+19154859100) or use the chat at the bottom right of any page. Hablamos español. Wyatt, Underwood & Grasheim 705 Texas Ave #100 El Paso, TX 79901 [Directions](https://www.google.com/maps/dir/?api=1&destination=705+Texas+Ave+%23100%2C+El+Paso%2C+TX+79901) General information about Texas procedure, not legal advice about your matter. Reading this page does not make the firm your lawyer. See the [Terms of Use](/terms).